long and winding road
Argh.
It seems that the buyer's insurance company won't issue a homeowners policy to them since there is a below-ground oil tank. Our tank policy, issued via the oil company, which has a $2,500 deductible on a voluntary pull, will only be in effect as long as we own this house. Pulling the tank would be a quick $3-4,000. If there's a spill, another quick $2,500. I called our homeowners insurance company, who said they'd indeed issue a policy on a house with a tank newer than 20 years, and on an older tank if a qualified EPA inspection was done and passed.
I don't know if we're at a stalemate or not. I don't know if anybody is asking the buyers to look beyond their usual insurance company for a homeowners policy. Without one, of course, they cannot get a mortgage. I'm trying to remember that this is only money, but the idea of losing a tree and spending vast sums of money in order to sell this house is beginning to turn my stomach.
The shock of all this yesterday was enough to distract me all day. Being the weak and whiny and prone-to-obsessive-worry kind of person that I am, it kept me from arranging and tabbing my master gardener course materials, and since I am unprepared, I decided to skip the exam this morning. Which is happening right now. I'm a little disappointed, I think, but I can only take so much anxiety and frustration. I'm at my limit, if you haven't already figured that out.
3 Comments:
I'm sorry you had to miss the exam because I know how much you enjoy that class but sometimes we just have to say enough it enough and give ourselves a break. You made the right call to not pile yet more anxiety on your plate. Everything will work out one way or another. And you'll still be you which is a wonderful thing!
it = is
But you knew that :)
C, we almost had our house deal fall through, because the roof was a 25+ year old cedar shake roof. no insurance company would cover the house, even the existing one for the previous owner. we finally had a bit of luck, but were only able to get mortgage insurance (at a hell of a premium) so the escrow could close. i DO NOT have home owners insurance, and can't get it until this summer when i replace the entire roof with a composition shingle roof, at $10k+. what friggin' fun. but on the upside, we ARE in our beautiful home, and that is what the whole exercise was about.
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